Future Business Leaders of America (FBLA) Accounting Practice Test

Which document is a form that orders a bank to pay cash from a bank account?

1. Withdrawal Form

2. Check

3. Invoice

4. Receipt

The correct answer is: Check

The correct choice is a check, which is a specific document designed to direct a bank to pay a specified amount of money from the account of the check writer to the payee indicated on the check. A check provides not just payment instructions but also includes important details such as the date, the amount to be paid, and the signatures required for authorization. In the context of banking transactions, checks serve as a reliable method for transferring funds without the need for cash. They can also provide a written record of payments, making them both a convenient and secure form of transaction. The other options do not fit this definition. A withdrawal form is typically used by an account holder to request the withdrawal of funds from their bank account but does not itself serve as a direct order to the bank to pay cash; rather, it initiates a process to access the funds. An invoice is a document issued by a seller to a buyer, detailing the goods or services provided along with the amount owed, but it does not direct the bank to release funds. A receipt is a document acknowledging that a payment has been made, serving as proof of payment rather than a directive to a bank to release cash.